GEICO hit for $400,000 in Underinsured Motorist Case

Ben Glass

Attorney
(866) 735-1102 Ext 320

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This case shows why you should be checking your own car insurance policy right now.

This local accident victim suffered what a jury determined to be $400,000 of injuries. The driver who hit him only had $50,000 of insurance (and, in Virginia, its perfectly legal to drive without car insurance.) Fortunately he had been smart enough (or just plain lucky) to have purchased a USAA policy with $300,000 of underinsured motorist coverage for himself (to protect he and his family from financial catastrophe following and accident just like this!)

As a result of the accident, the driver suffered lower back injury that aggravated his preexisting spondylolisthesis and forced him to endure a laminectomy and fusion.

GEICO had offered only $15,000 during the court-ordered settlement conference, but had increased their offer to $50,000 before trial. The jury returned a verdict of $400,000.

For more information on this subject matter, please refer to our section on Car and Motorcycle Accidents.