Insurance Company Tricks: "Deal with us directly”
Attorney
(866) 735-1102 Ext 320
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Had
a new client in late last week. He had been hit by a State Farm insured
in a car accident. He has a mild brain injury and suffered orthopedic
injuries.
Know why he called a lawyer?
He tells
me that’s it is because, just after his accident, he was contacted by a
State Farm adjuster who told him that ‘its lots better just to deal
with me [the adjuster] directly, that way we can just cut out the
lawyer’s fee altogether.
Client was smart enough to smell a
rat. He had not even thought that he might need a lawyer till the
claims rep told him to avoid seeing one!
You may be able to
settle you case without a lawyer. Its usually not very smart (I was
going to write “it’s usually pretty dumb”) to settle you case without
at least speaking to a lawyer and becoming as educated as you can about
the claims process.
Is the insurance company outright lying
to you (such as “if you don’t send us your form we are closing your
file and you won’t be able to claim anything”) or are they “forgetting”
to tell you things you may be entitled to [an insurance company will
never tell you that Virginia law says that you may be entitle to
punitive damages if the person who hit you was drunk.]
Do
yourself a favor. If you’ve been hurt in Virginia while in a car
accident, at the very least read The Ultimate Guide to Virginia Car
Accident Cases.