Many professional athletes find themselves doing battle with their sports group disability plan insurance carrier. In 2006, an appeals court awarded the estate of former Pittsburgh Steelers...
North Carolina social security disability attorney Brent Adams recently said this about Robbery Without a Gun, the book which exposes the games of the long-term disability insurance...
The disability insurance companies are being taken to task again for helping to waste government money and being a part of the cause of social security claims being so backed up in this country.
Yesterday, the Fourth Circuit Court of Appeals dealt a major blow to Prudential Insurance Company of America in an ERISA group long-term disability case involving a claim for benefits.The big...
Graham Harrison, filed for disability benefits under his group long term insurance policy provided by Prudential Insurance Company. He suffered from Tourette Syndrome which prevented him from working on a full time basis. His doctor, a neurologist and specialist in his disease (Tourette Syndrome) had recommended that he consider reducing his work schedule to less than full time to accommodate...
North Carolina Social Security Disability attorney Brent Adams makes and excellent point about long delays in social security disability claims. He quotes an excellent commentary from administrative law judge Ronald Bernoski, writing in the Charlotte Observer.I've got an additional theory. Fraud by the major long-term disability insurance companies. Here's how it works:Most long term disability...
Here's another major trick we see them use. They deny your claim and ask you to submit an appeal. When you do so they say that "The ability to produce a detailed document such as your personal profile is indicative of an ability to produce quality work" (and thus work).This is really a silly statement unless you know such facts as who prepared or assisted in the preparation of the document and...
Here's one we still see with some frequency in ERISA governed long term disability insurance claims. The insurance company makes a decision that the claimant is not disabled, and writes (or calls) the treating docotor with this type of message: "Dear Doctor, our review indicates your patient could work a 40 hour week, no problem. If you don't agree with our review, let us know within 10 days or...
New video and book exposes the truth about group long term disability insurance policies.In his book, "Robbery Without a Gun", long term disability insurance attorney Ben Glass reveals the mistakes that claimants and their doctors make in a disability claim that can virtually guarantee that the claim will be denied by the insurance company. Here's a short video where Ben explains how most group...
The Fourth Circuit Court of Appeals has answered a very important question for long-term disability claimants: When does the statute of limitations expire when you have been denied benefits.Sun Life Assurance Company of Canada contended that a claimant had failed to file her claim within the time limits set out in the contract. Sun Life's disability insurance policy, like most contained the...
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