Fairfax personal injury attorney Ben Glass posts news and opinions about northern virginia personal injury legal topics including medical malpractice, car, truck and SUV accidents, premises liability (slip and fall) and denial of long-term disability insurance claims. Mr. Glass serves Fairfax and all areas of NOVA. http://northernvirginia.injuryboard.com/tractor-trailer-accidents/recent-comments/ Most employers decline to purchase UM coverage because they are already paying hefty premiums for workers compensation coverage so 100% of medical and some wage loss is being covered by that source. If work comp liens attached to UM proceeds perhaps more employers would purchase the coverage but in most states WC liens do not attach to UM coverage so the employer takes a double hit by providing the coverage <br /><br />The employees can purchase UM coverage on their personal insurance but many decline to do so as they don't want to spend the money and have an "it can't happen to me" mentality http://northernvirginia.injuryboard.com/tractor-trailer-accidents/underinsured-coverage-can-be-an-issue-in-a-virginia-truck-accident-claim.aspx?googleid=289118#C42264 A comment on Underinsured Coverage Can Be an Issue in a Virginia Truck Accident Claim Tractor-Trailer Accidents Underinsured coverage uninsured coverage Virginia truck accident Avenger Fri, 22 Apr 2011 22:03:24 GMT